At Dr. Cool, we believe that a broken air conditioning system or a plumbing emergency shouldn’t break the bank. You deserve a home that stays comfortable year-round without the stress of a massive upfront cost. That’s why we’ve partnered with Service Finance to provide flexible financing options that turn a major HVAC project or plumbing upgrade into manageable monthly payments.
Whether you’re investing in a new HVAC system to boost energy efficiency or need an urgent repair to get your plumbing system back online, our financing program is designed to fit your budget and your lifestyle.
Our Financing Options
We offer three primary payment plans through Service Finance to ensure every homeowner can find the right fit for their loan amount and repayment terms.
1. The Low-Payment Plan: 9.99% for 120 Months
If you want the lowest possible monthly commitment, this is your best bet. This plan features a low payment factor of just 1.32%, making even a high-end HVAC installation incredibly affordable.
- The Math: For example, on a $10,000 system, your payment would be only $132/month.
- Best For: Residents who want to preserve their monthly cash flow while enjoying whole-home comfort.
2. The Interest-Free Plan: 0% for 36 Months
Want the benefits of financing without the interest? This plan allows you to split the cost of services into 36 equal payments.
- The Terms: 0% interest for the life of the loan as long as the 36 equal payments are made.
- Best For: Homeowners who want to pay off their balance quickly without paying a penny in interest.
3. The Repair Specialist: Deferred Interest for 18 Months
We typically utilize this plan for significant repairs rather than full equipment replacements. It allows you to get your AC unit or plumbing system fixed immediately with zero interest, provided the balance is paid in full within 18 months.
- The Benefit: It’s like a specialized, interest-free line of credit to improve your home’s air quality and comfort.
- Best For: Urgent repairs where you want to keep your credit card in your wallet and avoid high-interest personal loans.
Why Finance Your Comfort?
Choosing Plumbing and HVAC financing options over a large cash payment offers several strategic advantages:
- Upgrade to Efficiency: Use financing offers to invest in a high-SEER heat pump or energy-efficient HVAC systems that pay for themselves through monthly energy savings.
- Keep Your Savings: Maintain your emergency fund for other life events while using a fixed-interest rate loan.
- Maximize Rebates and Tax Credits: Often, the energy savings and federal tax credits associated with an energy-efficient HVAC unit outweigh the cost of financing. it is important to note that these credits vary by situation.
Ready to Get Started?
Don’t let a budget concern stand in the way of your home comfort. As one of the most trusted HVAC companies in the Las Vegas Valley, Dr. Cool is here to make the application process as stress-free as possible. From selecting the right HVAC unit or plumbing fixtures to finding the perfect monthly payments, we handle the details so you can stay comfortable.
Want to see if you qualify? Call Dr. Cool at (702) 608-6939 to start your simple credit application today!
Connect With Us
Our Contact Information
Reach Us by Phone or Email
Phone: (702) 873-1800
Email: info@drcoolservices.com
Business Hours:
Mon – Fri: 7:00 am – 9:00 pm
Sat – Sun: 8:00 am – 5:00 pm